We and our third-party service providers use cookies and other tracking mechanisms (including tracking technologies designed for mobile applications) to track information about your use of our App and Services. We may combine this information with other personal information we collect from you (and our third-party service providers may do so on our behalf).
Cookies – Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your web browser for record-keeping purposes. Some cookies allow us to make it easier for you to navigate our App and Services, while others are used to enable a faster log-in process or to allow us to track your activities at our App and Service. There are four types of cookie:
-Strictly necessary cookies – These are cookies that are required for the operation of our App. They include, for example, cookies that enable users to log into secure areas of our App.
-Analytical/performance cookies – These types of cookies allow us to recognize, count the number of visitors, and see how visitors move around our App when they are using it. This assists us to improve the way in which our App works, for example, by ensuring that you can find what you are looking for easily.
-Functionality cookies – These cookies are used to recognize you when you return to our App. They enable the personalization of content, recognition of users, and also remember your user preferences (for example, your choice of language or region).
-Targeting cookies – These cookies record your visit to our App, the individual pages visited and the links followed. If the cookie is set by a third party (for example, an advertising network) which also monitors traffic on other websites, this type of cookie may also be used to track your movements across different websites and to create profiles of your general online behavior. Information collected by tracking cookies is commonly used to target online advertising.
The four types of cookies above will be either session cookies or persistent cookies.
– Session Cookies – Session cookies exist only during an online session. They disappear from your computer when you close your browser or turn off your computer. We use session cookies to allow our systems to uniquely identify you during a session or while you are logged into the App or Services. This allows us to process your online transactions and requests and verify your identity, after you have logged in, as you move through our App or Services.
– Persistent Cookies – Persistent cookies remain on your computer after you have closed your browser or turned off your computer. We use persistent cookies to remember your user information, preferences and activity, to enable us to provide our services to you when you next return to our App or Services. We also use persistent cookies to track aggregate and statistical information about user activity, which may be combined with other user information.
– Local Storage Objects – We may use Flash Local Storage Objects (“Flash LSOs”) to store your App preferences and to personalize your visit. Flash LSOs are different from browser cookie because of the amount and type of data stored. Typically, you cannot control, delete, or disable the acceptance of Flash LSOs through your web browser. For more information on Flash LSOs, or to learn how to manage your settings for Flash LSOs, go to the Adobe Flash Player Help Page, choose “Global Storage Settings Panel” and follow the instructions. To see the Flash LSOs currently on your computer, choose “App Storage Settings Panel” and follow the instructions to review and, if you choose, to delete any specific Flash LSO.
– Storage HTML5 Storage – We may also store your user information and App preferences locally within your web browser via HTML5. Clear GIFs, pixel tags and other technologies – Clear GIFs are tiny graphics with a unique identifier, similar in function to cookies. In contrast to cookies, which are stored on your computer’s hard drive, clear GIFs are embedded invisibly on web pages. We may use clear GIFs (a.k.a. web beacons, web bugs or pixel tags), in connection with our App or Services to, among other things, track the activities of App visitors, help us manage content, and compile statistics about App and Services usage. We and our third-party service providers also use clear GIFs in HTML emails to our customers, to help us track email response rates, identify when our emails are viewed, and track whether our emails are forwarded.
Changing or Disabling your Cookie Settings – Most web browsers automatically accept cookies, but if you prefer you can edit your browser options to block them in the future. The Help portion of the toolbar on most browsers will tell you how to prevent your computer from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Visitors to our App who disable their web browsers’ ability to accept cookies will be able to browse the App; however, most site features will not function if you disable cookies and you will not be able to login to use our services.
Do Not Track – Currently, our systems do not honor browser “do-not-track” requests. You may, however, disable certain tracking as discussed above (e.g., by disabling Cookies); you also may opt-out of Third Party Analytics or targeted advertising by following the instructions in the Third Party Ad Networks section below.